Who am I?

I’m Che Daugaard (Che Dau), 39 years old and live in Denmark with my husband and our two beautiful girls.

I started this website to document my investment progress in P2P Lending Sites as an alternative to Stock Market to see how long it will actually take to achieve financial freedom using P2P Lending investments alone. 

But during my journey to P2P investments, I was attracted to get started with crypto investments. So, You will notice that my portfolio includes bitcoin growing platforms, which I really fell in love with. 

Aside from this website, I also own fildane.com, which is dedicated in helping people achieve financial freedom by building an online business, improving personal finances and creating more passive income streams, like investing in P2P Lending. 

You can read an extended version my bio on fildane.com here

The Simple Formula To Financial Freedom 

While it is always recommended to have a very diversified portfolio to minimize risk, I have no doubt that using P2P Lending investment alone is also a good path to financial freedom. 

My main goal in within 5 years (July 2024) by saving and investing as much as I can every single month until I reach my goal.  

I believe everyone deserves financial freedom and everyone can reach financial independence regardless of their current income using the following formula.

More income – Spend Less = Invest the difference 

If you are considering P2P Lending as your main investment for your portfolio, as a diversification or just getting started, then you are at the right place. 

My Personal Passive Income Goals Using P2P Lending

First goal: 3.200€ per month (The average monthly salary for a Dane) 

Second goal: 5.000€ per month (Close to an average salary for those with degree) 

Third goal: 15.000€ per month (the “day” dream)

Full Disclosure

Everything that is stated here on this blog is presented with full disclosure and transparency. I will be writing what works and what’s not. 

So, I hope you can use my experience to improve your personal finances. You are most welcome to share your experience and let’s learn from each other.




All contents on this blog are purely for informational purposes and should not be taken as investment advice. This website is created to simply document my own investment progress using P2P Lending.


Everything described here reflects my own experience and my own opinion.


The blog contains affiliate links. If you click on any links and decide to invest in any of the products or services, I might earn a commission. Sometimes you will receive a small bonus for using my links. I think it’s a win/win situation for everyone.



You can send me an email: chedau@fildane.com